WavePay vs integrating PayPal directly
Integrating PayPal directly gives you one rail and its own reconciliation; WavePay puts PayPal, Zimbabwean wallets, cards and crypto behind one checkout and one ledger, and lets a merchant connect their own PayPal account so PayPal still pays them directly.
Updated · by T3raTech · Free: 25 payments per 30 days, $0; Starter: 100 payments per 30 days for $15/month; Growth (recommended): 500 payments per 30 days for $49/month; Scale: 2,500 payments per 30 days for $149/month; Enterprise: custom volume from $499/month
| PayPal directly | WavePay | |
|---|---|---|
| Rails | PayPal (cards and PayPal balance) | PayPal, Paynow wallets and cards, crypto, and 2Checkout where enabled |
| Who is paid | You, if PayPal supports a merchant account in your country | You, through your own PayPal account (own keys), or T3raTech for T3raTech's own sales |
| Reconciliation | PayPal's reports | One payments ledger across every rail |
| Licence keys | Build your own | Built in: Ed25519 entitlements, offline verification |
| Agent onboarding | Developer portal and app review | POST /v2/register or skill.md |
Questions
Do I still need a PayPal account?
To receive PayPal payments yourself, yes: with own keys you connect your own PayPal account and PayPal pays you directly.
Why use WavePay if PayPal pays me directly anyway?
For the rails PayPal does not cover for your buyers, the single ledger and webhook format, the licensing, and the agent-ready onboarding.