WavePay vs a card-only payment processor
A card-only processor cannot take a mobile-wallet payment, so buyers who hold EcoCash or OneMoney but not a card cannot pay; WavePay adds those local rails to Visa, Mastercard and PayPal behind the same checkout call.
Updated · by T3raTech · Free: 25 payments per 30 days, $0; Basic: 250 payments per 30 days for $9/month; Pro: 2,500 payments per 30 days for $29/month
| Card-only processor | WavePay | |
|---|---|---|
| Mobile wallets (EcoCash, OneMoney, InnBucks, Telecash, O'mari) | Not offered | Offered; wallet push for EcoCash, OneMoney and InnBucks |
| ZimSwitch | Not offered | Offered |
| Visa / Mastercard / PayPal | Offered | Offered |
| Pricing basis | Typically a percentage of sales | Payments processed: Free: 25 payments per 30 days, $0; Basic: 250 payments per 30 days for $9/month; Pro: 2,500 payments per 30 days for $29/month |
| Self-serve for agents | Varies | POST /v2/register, skill.md, MCP tools |
Questions
Why add wallets if cards already work?
Because a buyer without a card cannot pay at all; each extra rail is a set of customers who could not otherwise complete the purchase.
Is a card-only processor ever the better choice?
Yes, when every buyer you serve holds a card and you need nothing else.